Question 1

Is Nelson and Kennard a legitimate law firm?

Accepted Answer

Yes. Nelson and Kennard is a licensed law firm founded in 1986, with attorneys registered in California and several other states. Legitimacy as a business does not mean every claim in a collection notice is automatically accurate.

Question 2

Is Nelson and Kennard a debt collector or a law firm?

Accepted Answer

Both. The firm practices as a collection law firm, meaning it is bound by both attorney ethics rules and the Fair Debt Collection Practices Act.

Question 3

Can Nelson and Kennard garnish my wages?

Accepted Answer

Only after obtaining a court judgment against you. They cannot garnish wages simply by sending a letter or making phone calls.

Question 4

How do I stop calls from Nelson and Kennard?

Accepted Answer

You can send a written cease and desist letter under the FDCPA. Once received, the firm can generally only contact you to confirm it is stopping collection or to notify you of specific legal action, such as a lawsuit.

Question 5

What states does Nelson and Kennard operate in?

Accepted Answer

The firm currently services California, Oregon, Washington, Colorado, New Mexico, Hawaii, Nevada, Massachusetts, and Oklahoma.

Question 6

What should I do if I don't recognize the debt?

Accepted Answer

Request debt validation in writing immediately. Do not confirm any personal information over the phone until you've received written proof of the debt's accuracy.

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Nelson and Kennard Debt Collection Guide to Protect Your Rights